chatbot-knowledge/HealthCarefinancing.md
2024-12-15 23:17:13 +06:00

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**Health Financing and Programs in Bangladesh**
**1\. Health Financing Overview**
- **Household Out-of-Pocket (OOP) Expenditure**: Largest financing area, accounting for 68.5% of Total Health Expenditure (THE) in 2020.
- Majority spent at pharmacies/retail drug outlets (64.6%), followed by medical and diagnostic labs (11.7%).
- **Total Health Expenditure (THE)**:
- BDT 777 billion in 2020 (2.8% of GDP).
- Per-capita THE: BDT 4,578 ($54).
- Current Health Expenditure (CHE): BDT 719 billion (2.6% of GDP), Per-capita CHE: BDT 4,239 ($50).
- Pharmaceutical Expenditure: BDT 389 billion (50% of THE).
- **Bangladeshs Health Budget**:
- FY 2023-2024: BDT 38,052 crore (5% of the national budget).
- Increment: 3.23% higher than the previous fiscal year.
- **Trends in THE**:
- Per-capita THE increased from $10 to $54 over 20 years.
- Steady share of GDP: 2.8%-3% in the last decade.
**2\. Disease-Specific Expenditures (2020)**
- Total recurrent expenditure: BDT 69,000 crore.
- **Top Disease Categories** (ICD-10 classification):
1. Diseases of musculoskeletal system: BDT 9,461 crore.
2. Digestive system: BDT 8,872 crore.
3. Circulatory system: BDT 8,865 crore.
4. Symptoms/signs not elsewhere classified: BDT 8,010 crore.
5. Respiratory system: BDT 5,395 crore.
- These categories represent 65% of the total disease burden.
**3\. Pharmaceutical Expenditure (2020)**
- Household financing: 93.89% of total pharmaceutical expenditure.
- Major contributors to expenditure:
1. Musculoskeletal diseases.
2. Circulatory diseases.
3. Digestive diseases.
- Gender-based share:
1. Male: 39%
2. Female: 61%
**4\. Bangladesh Essential Service Package (ESP)**
- Total expenditure in 2020: BDT 380 billion (48.8% of THE).
- Core services:
1. Maternal, neonatal, child, and adolescent health: 42% of ESP.
2. Non-communicable diseases: 25%.
3. Communicable diseases: 6%.
4. Family planning: 4%.
5. Nutrition: 3%.
- Public vs Private Spending:
1. Public: 27%.
2. Private: 73%.
- **Per-Capita ESP Spending (2020)**:
1. Public: BDT 593.
2. Private: BDT 1,642.
**5\. Shasthyo Surokhsha Karmasuchi (SSK)**
- Social health protection scheme for households below the poverty line (BPL).
- Services provided via:
- Upazila health complexes.
- Urban hospitals (e.g., Mugda Medical College Hospital).
- Innovations:
- Biometric SSK cards.
- IT integration for Electronic Health Records (EHR) and cashless transactions.
- **Progress (till March 2024)**:
- Registered households: 307,593.
- IPD patients served: 54,056.
**6\. Social Security Programs**
- Share of government expenditure: 17.81% (2.65% of GDP).
- Coverage:
- 50% of households benefited in 2022, up from 28.7% in 2016.
- Programs include:
- Maternal and child health.
- Communicable and non-communicable disease control.
- Nutrition services.
**7\. Historical Trends in Health Programs**
- **4th Health, Population, and Nutrition Sector Program (HPNSP)** (2017-2022):
- Total allocation: BDT 2,633,893.5 lakh.
- Total expenditure: BDT 2,050,238.7 lakh.
- Yearly progress (2023-2024): 42.57% of allocation utilized.
- Shift in financing:
- Increased demand-side financing for efficiency and equity.
**8\. Key Challenges and Insights**
- High reliance on OOP expenditure poses financial risks.
- Significant gender disparities in disease-specific spending.
- Slow increase in public health expenditure as a share of GDP.
- Rising focus on IT-based solutions for healthcare delivery (e.g., SSK program).